YieldLayer provides access to investment-grade government bonds with 10% annual returns — simple, transparent, and built for everyday investors.
Start Earning Now How It WorksYour returns come from AAA-AA rated government bonds — the safest debt instruments in the world.
Assets held with a licensed financial institution under strict regulatory oversight.
Returns are generated from real, stable sources — not speculative trading or short-term schemes.
Low minimums, no hidden fees, and complete transparency. Finance that includes, not excludes.
Deposit USD or EUR via bank transfer. Minimum deposit: $100.
Funds are deployed into a diversified pool of AAA-AA sovereign bonds, generating 10% APY.
Request a withdrawal anytime after the 6-month lock-up. Processed within 48 hours.
YieldLayer invests exclusively in AAA and AA-rated government securities — the same bonds held by central banks and sovereign wealth funds.
| Issuer | Rating | Type | Weight |
|---|---|---|---|
| United States Treasury | AAA | Long-duration notes | 35% |
| Government of Singapore | AAA | Sovereign bonds | 20% |
| United Kingdom Gilts | AA | Inflation-linked | 15% |
| Abu Dhabi Government | AA | Sovereign bonds | 15% |
| Qatar Government | AA | Sovereign bonds | 10% |
| Kuwait Government | AA | Sovereign bonds | 5% |
Yield comes from a diversified pool of AAA-AA rated sovereign bonds. We leverage institutional-grade access to government debt markets and optimize across durations and issuers.
Yes. Funds are custodied with a regulated financial institution and backed entirely by investment-grade government bonds. No lending to third parties, no rehypothecation.
$100 minimum. We built this for everyday investors — not just institutions.
Withdrawals are processed upon request within 48 hours. Withdrawals can be made after the 6-month lock-up period.
USD and EUR deposits via bank transfer, SEPA, and SWIFT.